MAY WE INTRODUCE OURSELVES?


About Us...

Mountain States Escrow, Inc., (MSE) has been serving Las Cruces and the surrounding area since 1982, expanding into Otero County with an Alamogordo branch office in 2001.  MSE has established its reliability and trust with thousands of clients over the years by providing a service with value and customer convenience.

Being state licensed and home owned, MSE specializes in the collection, calculation, and disbursement of seller financed transactions.  Our industry designed computerized system is specifically oriented to processing installment repayment plans where periodic payment applications are required.  It enables MSE to perform financial services normally associated with multi-million dollar servicers but with its own one-on-one personal touch.

All legal documents pertaining to each particular transaction are maintained on site in a fireproof vault.  Payments are received and disbursements processed as directed on a daily basis.  Complete accounting and records of all transactions are available upon request.

Benefits
Qualifying for a conventional loan may not be a reality for some people. In addition to costs and time, the process of qualifying and/or obtaining the loan are more intimidating and frightening than some buyers want to face. Seller Financing offers an alternative to conventional financing when selling or buying real and/or personal property. The individuals or companies involved set the parameters for their transactions and can be more flexible and creative in the terms as meets their needs. The convenience and affordability of escrow allows sellers to devote time to more productive and profitable endeavors. Buyers are assured that documents are accessible no matter where the seller may be.


Our Commitment
Mountain States Escrow, Inc., is an independent and impartial third party servicer who represents the transaction, not any one participant to the transaction. MSE provides a quality service for a nominal fee and acts as an intermediary, lending the professionalism needed between parties while maintaining friendly rapport with its clients. Buyers and Sellers alike can be assured that their interests are being protected and their accounts handled accurately according to the dictates of their documents. Payments received will be credited between interest and principal, tax and insurance deposits, late charges, etc., with proper reporting to all appropriate parties as required. Property tax and insurance premium deposits required from the Buyer are spread over time and paid when due from escrow. This procedure alleviates any hardships of a large lump sum requirement from the Buyer and can be set up voluntarily if not a mandatory requirement of the contract or note.



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